UPI has become entirely indispensable in the daily lives of the Indian population. The growth of the digital payments network has allowed seamless online transactions, making it possible for India to rely less on cash.
Thanks to UPI and its reliable network of payments, people can now buy fruits and vegetables from carts as well as play online games simply by using UPI apps. In fact, online gaming and online betting are two industries that have benefited the most from the integration of UPI as a payment method. All the best betting sites accept UPI as a primary mode of depositing and withdrawing money for the players.
Since UPI has become a household name in the country, it is important to know which UPI apps give the best performance and benefits. In this article, we will discuss the best UPI apps you can use to make everyday transactions and more!
1. PhonePe
PhonePe is hands down the best app if you’re looking to use UPI on a daily basis. PhonePe has seamless transactions and has a great app to offer to its users. People can also easily pay their utility bills and online recharges by using the PhonePe app.
Last but not least, the PhonePe app also comes with its range of internal offers and cashbacks to further enhance the experience of the users.
2. Google Pay
If Google is doing something, how can it not be great? Google Pay is a great option for a reliable UPI app. The Google Pay app interface is highly user-friendly, with a clear distinction of all the sections, from bills to recharges, as well as transaction history.
A really great feature of Google Pay is the scratchcard system. For every transaction above a certain amount, users get awarded a scratchcard, which will translate to an amount of money won by the user. Google Pay deposits this reward into the user’s bank account immediately!
3. PayTM
PayTM just happens to be the most popular digital wallet in India, but it is also quite a reliable UPI app. In fact, PayTM makes all kinds of payments and transactions possible for users, which is why a lot of people prefer it over other UPI apps.
PayTM also became popular for its shopping experience, from buying IRCTC tickets to buying tickets to the latest movies. Users even started buying digital gold on the platform!
4. BHIM
BHIM is the original UPI app, created by the NPCI, the creators of UPI, in order to facilitate seamless UPI payments. If you are the kind of users who don’t seek additional features, but instead yearn for a simplistic app, then BHIM might be the pick for you.
Not only does BHIM provide a great user-friendly app, it also has a great record of making UPI payments, with a very low rate of failed payments.
5. Amazon Pay
Amazon Pay does not have a separate payment app, but has been integrated with the Amazon India shopping app itself. For users who spend a minimum amount on the Amazon app to buy groceries, household items, and more, the Amazon Pay feature is extremely convenient.
Amazon Pay also allows you to take gift cards and use that balance as a wallet. Similarly, users can also choose to deposit money into the app to use as a wallet.
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