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New offerings in Chola MS health insurance

Living a healthier life might seem like a tall order- the nutrition, the exercise, the inner motivation to choose a better lifestyle. When you lack good health, everything in life suffers. Being health conscious is important for you and your family. But sometimes unpredictable medical emergencies or illnesses come up. That’s when health insurance proves to be of immense support. Having health insurance is one of the biggest investments in one’s life. Buying the best health insurance in India can help meet personal medical emergency requirements without denting one’s savings or resorting to borrowing.
The last couple of years have forced us to change our perspective about health. We have been made to realise that one can never predict what is going to happen next. The pandemic has helped us understand the importance of protecting ourselves and our families with a health insurance policy.

Why health insurance?

The meaning of health insurance is very clear and straightforward; it is a tool that ensures any health related risks and events do not put a dent in your finances. Health insurance plans can be categorised into two types- hospital-based plans and disease-based plans. Hospitals based plans that cover the costs of your hospitalisation and health care costs, while disease based plans mostly cover the medication. Earlier buying health insurance plans was tedious. With onset of digital, health insurance can now be bought online within a few minutes. You need to do proper research and in a few hours your plans can be activated immediately after the payments. There is no one size fits all and that is why insurers like Chola MS health insurance have multiple offerings.

What are the new offerings or plans available under Chola MS health insurance?

Chola MS health insurance, similar to every other health insurance in the market, has various health insurance plans to offer us. Here are few of the new offerings which Chola has to offer
1.

Flexi health

Flexi insurance is a form of indemnity health insurance that gives you more control over your health care, including your choice of facilities and doctors. A health care plan that adapts to your lifestyles. With flexi health, you can decide the tenure of your policy, the premium you will pay, your sum insured. Strengthen your health insurance with the flexi health insurance policy.

What treatment does flexi health at Chola ms cover?
· Accident- related injuries
· Investigations
· Pre-existing conditions
· Common surgeries

2.

Arogya Sanjeevani

Arogya Sanjeevani policy, Chola MS is a standard health insurance policy, which aims at providing financial protection against unforeseen medical situations. It covers the pre-hospitalisation costs, stays, bed, ICU services. It’s available for both individual and family floater options.

Why choose Arogya Sanjeevani policy?
· Affordable healthcare for family
· Tax exemption
· No sub limit on Ayush coverage
· Get cashless treatment facilities more than 9500 hospitals
· Gain access to special medical treatment
· No pre-policy health check-up for below 50

3.

Critical health line

Critical health line covers all the individuals who have been insured under the policy. The plan will cover all costs of all the expenses, with or without hospitalisation bill, in a lump sum if the insured survives for a minimum 30 days. The only criteria of this policy is that you should present the certificate or prescription as a proof to show that you have been affected by this disease

Why should you opt for critical healthline insurance?
· Increasing number of critical illness cases
· Coverage for prolonged hospitalisation
· Extensive coverage of financial losses due to treatment costs
· The increase cost health services and advanced treatment modalities
· Excellent addition to existing health insurance pan

4.Chola healthline

Chola Healthline offers a wide variety of features and incentives to meet customers’ medical needs. Chola health line is a comprehensive health insurance scheme covering individuals and families on an individual and floater amount insured basis. Chola healthline offers four smart health insurance options to protect you from dangers, with different insured options.

Why should you opt for Chola healthline

· Offers a wide variety of features and incentives to meet its customers’ medical needs.
· Cost-effective health insurance plan that considers the life stages and covers you.
· T3, which stands for Trust, Transparency, and Technology, is Chola MS’s brand philosophy.
· Chola has been recognized and awarded for its insurance coverage and distribution technologies by the Government of India, foreign bodies, and rating agencies.

In Conclusion:

We cannot forever stay immune to the potential risks that can impact to our health. With ever increasing threats to your health, ranging from lifestyle disorder to lethal global viruses, it’s important to invest in a suitable health insurance policy. Chola MS health insurance has a buffet of offerings for every kind of requirement. Take time to understand your needs, research all options and then invest in health insurance for peace of mind and financial prudence.