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Who can buy Chola MS Bharat Griha Raksha Policy?

by Sneha Shukla

Your home is your primary place of comfort and warmth. It is where you make memories that last a lifetime with your loved ones. Home truly is where the heart is; so it’s important that you safeguard it against any unforeseen risks, natural calamities, and emergencies. Chola MS Bharat Griha Raksha Policy is a policy offered by Cholamandalam Insurance that provides comprehensive coverage for your home. In this blog, we at Cholamandalam Insurance explain the key features of the Chola MS Bharat Griha Raksha Policy, including who can buy the policy, and other details. 

Who Can Buy Chola MS Bharat Griha Raksha Policy?

Homeowners: If you are a homeowner, the Chola MS Bharat Griha Raksha Policy is specifically designed for you. This policy covers the residential building and its contents.

Tenants: So is this policy only for homeowners? No. Even if you’re a tenant, you can still purchase the Chola MS Bharat Griha Raksha Policy to safeguard your personal belongings inside the rented property. 

Landlords: Landlords who provide residential properties on rent can also benefit from this policy by insuring the building structure itself. This helps protect their investment from damages caused by unforeseen events.

Individuals and Families:Chola MS Bharat Griha Raksha Policy is suitable for individuals and families who want to protect their homes and belongings. You can opt for this policy as an individual homeowner or as a family, covering all family members residing in the insured property.

Key Features of Chola MS Bharat Griha Raksha Policy

Comprehensive Coverage: For a home that you will go above and beyond, your coverage should also be above and beyond the basic coverage. The Chola MS Bharat Griha Raksha Policy offers comprehensive coverage including protection against natural calamities, fire, burglary, etc. Not only this, the policy also protects more than just the primary building of your home. It also protects additional structures like garages, verandahs, compound walls, solar panels, etc. 

Affordable Premiums: The policy’s premiums are affordable, making it the prime choice of many individuals. You can decide on a premium that fits your budget. 

No Claim Bonus: Cholamandalam Insurance rewards its policyholders for not making any claims throughout the duration of the policy. This helps recoup some of the money spent on the premium and add-on coverage, if any. 

Add-On Coverages: The policy offers coverage for Loss of rent, rent for alternative accommodation, a percentage of professional fees, etc. Beyond this, you can purchase additional coverage such as coverage for jewelry, electronic equipment, and more.

Easy Claim Process: Chola MS has a hassle-free claim settlement process, ensuring that you receive timely assistance in case of any unfortunate event.

The Chola MS Bharat Griha Raksha Policy is an all-rounder among home insurance policies and comprehensive insurance plans suitable for homeowners, tenants, and landlords. It offers everything that an individual or a family will need when purchasing a suitable home insurance policy. You can read more about the Chola MS Bharat Griha Raksha Policy by Cholamandalam Insurance and enjoy the security and peace of mind you and your home deserve.

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